What is the Value of a Job? Financial Freedom Everyone wants to get paid more. Get a higher raise. Or a larger bonus. It’s for a simple reason really, it is because money represents value. That’s all money really is, a way for everyone to quickly understand the value of a product or service. We […]
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Bank Scam | Retirement Inequality Financial Freedom A commercial caught my eye the other day which watch one of the games during march madness. It was about retirement inequality. And featured an all black cast dancing to music while a voice over was talking something to the effect of “half of all black Americans do
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Tax the Rich: The Luxury Tax Public Choice | Financial Freedom “Everyone must pay their fair share in taxes!” is a common demand to increase taxes on the rich and provide tax breaks to the poor, as that is considered “fair”. However, imposing taxes on the rich can be challenging. Each time a new tax
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College is an Inferior Good Financial Freedom | Behavioral Economics College is an Inferior Good. This means that as income increases, demand for the good decreases. This does not mean that college is inherently inferior to not going to college. There are two types of goods: Superior Goods Superior goods are highly valued goods that
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The Most Important Part of UBI is U Public Choice | Financial Freedom I recently finished the book : Give People Money by Annie Lowery. It is all about universal basic income. It is a decent book but the author seems to miss the most critical part about UBI. And that is U. Not you,
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How to Get Rich Quick Financial Freedom | Game Theory There is only one thing that’s better than getting rich. That is getting rich quick. It is the best of both worlds. You get the millions of dollars and you don’t have to wait the 40 years of compounded interest to get it. People have
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Why Dave Ramsey is the Best Financial Guru Financial Freedom Dave’s seemingly targets people who are interested in finance and financial freedom. But his niche is even smaller than that. He is well known for his investing and financial advice for all types of people. He focuses on one group specifically. That is the group
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The 1% Aren’t Who You Think They Are Financial Freedom A misconception of the rich or the 1% is that is they are a group of people who always has, currently, and always will own everything. But this just isn’t the case. To be in the top 1% you need to have a net worth
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The Debt Collective: Cancel Your Debt Scott Free Public Choice | Financial Freedom The Debt Collective is an organization that is dedicated to gaining members who have collected debt and now refuse to pay. The end goal is to clear themselves of their debt. Not by paying it off but either through the dismantling of
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The Potential Aftermath of Student Loan Forgiveness Public Choice | Finacial Freedom President Biden is forgiving qualified students, loan forgiveness up to $10,000 and up to $20,000 if they have received a Pell Grant. I have thoroughly explained the consequences of this decision here. The main reason why this debt cancellation is bad is that
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